Licensed peer-to-peer lending platform authorized by the Indonesia Financial Services Authority

In determining our asking price for the fintech start-up, we have carefully considered industry standards, specifically the multiples commonly applied to the Gross Loan Value (GLV) of P2P lending businesses in Indonesia. Industry-standard multiples often hover around 0.75 times the Gross Loan Value. However, recognizing the unique strengths and potential growth trajectory of our company, we propose a conservative valuation at 0.1 times the Gross Loan Value. It's crucial to note that in 2024, our Gross Loan Value is reach $18 million. This valuation not only reflects our commitment to sound financial principles but also takes into account the remarkable growth and revenue potential we anticipate for the upcoming year. We firmly believe that this valuation is justified by the current and projected performance of our fintech start-up. We welcome any further discussions or inquiries you may have and look forward to the opportunity to provide more insights into our valuation.